[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.leep.cz\/co-s-nedostatkem-penez\/#Article","mainEntityOfPage":"https:\/\/www.leep.cz\/co-s-nedostatkem-penez\/","headline":"Co s nedostatkem pen\u011bz?","name":"Co s nedostatkem pen\u011bz?","description":"M\u00e1-li \u010dlov\u011bk dostatek pen\u011bz, je samoz\u0159ejm\u00e9, \u017ee vede daleko spokojen\u011bj\u0161\u00ed \u017eivot, ne\u017e je tomu v","datePublished":"2020-11-22","dateModified":"2023-06-09","author":{"@type":"Person","@id":"https:\/\/www.leep.cz\/author\/#Person","name":"","url":"https:\/\/www.leep.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"leep.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.leep.cz\/wp-content\/uploads\/art392144_3x2_20260811_133423_eRHP7D.jpg","url":"https:\/\/www.leep.cz\/wp-content\/uploads\/art392144_3x2_20260811_133423_eRHP7D.jpg","height":0,"width":0},"url":"https:\/\/www.leep.cz\/co-s-nedostatkem-penez\/","about":["Www"],"wordCount":392,"articleBody":"         M\u00e1-li \u010dlov\u011bk dostatek pen\u011bz, je samoz\u0159ejm\u00e9, \u017ee vede daleko spokojen\u011bj\u0161\u00ed \u017eivot, ne\u017e je tomu v p\u0159\u00edpad\u011b n\u011bkoho, kdo trp\u00ed nouz\u00ed. Proto\u017ee ten, kdo pen\u00edze m\u00e1, m\u016f\u017ee nakupovat, a je mu tak k dispozici prakticky v\u0161e, co si jenom dok\u00e1\u017eeme p\u0159edstavit pod pojmem spokojen\u00fd \u017eivot. Pot\u0159ebuje doty\u010dn\u00fd n\u011bjak\u00e9 zbo\u017e\u00ed nebo n\u011bjakou slu\u017ebu? \u017d\u00e1dn\u00fd probl\u00e9m. Vezme pen\u00edze a r\u00e1zem se najde n\u011bkdo, kdo mu za n\u011b ochotn\u011b vyhov\u00ed. A tak jsou pen\u00edze vskutku podstatnou sou\u010d\u00e1st\u00ed na\u0161ich \u017eivot\u016f. Jsou n\u011b\u010d\u00edm, po \u010dem prahneme, co chceme a tak\u00e9 mus\u00edme m\u00edt. Jen\u017ee tato na\u0161e touha se ne v\u017edy vypln\u00ed. Nejednou se stane, \u017ee i kdyby se \u010dlov\u011bk sna\u017eil sebev\u00edc, s pen\u011bzi nevyjde. A r\u00e1zem je jeho \u017eivot o pozn\u00e1n\u00ed pochmurn\u011bj\u0161\u00ed, ne-li vysloven\u011b zoufal\u00fd. Ur\u010dit\u011b si dok\u00e1\u017eete p\u0159edstavit, jak se asi c\u00edt\u00ed ten, kdo m\u00e1 jednu kapsu pr\u00e1zdnou a druhou vysypanou a \u00fa\u010det \u201avyb\u00edlen\u00fd\u2018. N\u011bkdo takov\u00fd sice m\u016f\u017ee poci\u0165ovat ledacos, ale spokojenost ur\u010dit\u011b ne. N\u011bkdo takov\u00fd si toti\u017e mus\u00ed pomysln\u011b utrhovat od \u00fast, mus\u00ed se uskrom\u0148ovat, kde to jenom jde. A ani pak nejednou nem\u00e1 jistotu, \u017ee svoji finan\u010dn\u00ed situaci zvl\u00e1dne.  A kdy\u017e ji nezvl\u00e1dne? Pak u\u017e to m\u016f\u017ee spravit jedin\u011b rozumn\u011b zvolen\u00e1 p\u016fj\u010dka, d\u00edky n\u00ed si p\u0159ich\u00e1zej\u00ed k pen\u011bz\u016fm ti, kdo je do\u010dasn\u011b nemaj\u00ed.  Kdy\u017e to n\u011bkdo v t\u011b\u017ek\u00fdch \u010dasech pot\u0159ebuje, pom\u016f\u017ee mu nejednou (a to mo\u017en\u00e1 pouze) nebankovn\u00ed hypot\u00e9ka FAHD. P\u0159ednost\u00ed t\u00e9to p\u016fj\u010dky toti\u017e je, \u017ee ji dostane snad ka\u017ed\u00fd, kdo o ni m\u00e1 z\u00e1jem. Tedy pochopiteln\u011b za p\u0159edpokladu, \u017ee se za ni dok\u00e1\u017ee zaru\u010dit z\u00e1stavou nemovitosti, co\u017e je ale daleko sn\u00e1ze splniteln\u00e1 podm\u00ednka ne\u017e to, co po \u017eadatel\u00edch obvykle cht\u011bj\u00ed banky. U nebankovn\u00ed hypot\u00e9ky se d\u00e1 obej\u00edt i bez p\u0159ehnan\u011b vysok\u00fdch p\u0159\u00edjm\u016f \u017eadatele, i bez naprosto dokonal\u00fdch registr\u016f dlu\u017en\u00edk\u016f, tady nemus\u00ed vadit ani nejeden jin\u00fd \u017eadatel\u016fv nedostatek.  Tady se prost\u011b zastav\u00ed nemovitost, dohodnou se zvladateln\u00e9 podm\u00ednky p\u016fj\u010den\u00ed, a je to.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co s nedostatkem pen\u011bz?","item":"https:\/\/www.leep.cz\/co-s-nedostatkem-penez\/#breadcrumbitem"}]}]