[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.leep.cz\/bez-penez-se-nestavi\/#Article","mainEntityOfPage":"https:\/\/www.leep.cz\/bez-penez-se-nestavi\/","headline":"Bez pen\u011bz se nestav\u00ed","name":"Bez pen\u011bz se nestav\u00ed","description":"Aby mohl \u010dlov\u011bk \u017e\u00edt dostate\u010dn\u011b d\u016fstojn\u00fdm a civilizovan\u00fdm \u017eivotem, mus\u00ed pro to m\u00edt samoz\u0159ejm\u011b vytvo\u0159en\u00e9","datePublished":"2021-11-11","dateModified":"2023-06-09","author":{"@type":"Person","@id":"https:\/\/www.leep.cz\/author\/#Person","name":"","url":"https:\/\/www.leep.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"leep.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.leep.cz\/wp-content\/uploads\/art414670_4x3_20261003_212345_raQXou.jpg","url":"https:\/\/www.leep.cz\/wp-content\/uploads\/art414670_4x3_20261003_212345_raQXou.jpg","height":0,"width":0},"url":"https:\/\/www.leep.cz\/bez-penez-se-nestavi\/","about":["Pen\u00edze"],"wordCount":401,"articleBody":"       Aby mohl \u010dlov\u011bk \u017e\u00edt dostate\u010dn\u011b d\u016fstojn\u00fdm a civilizovan\u00fdm \u017eivotem, mus\u00ed pro to m\u00edt samoz\u0159ejm\u011b vytvo\u0159en\u00e9 odpov\u00eddaj\u00edc\u00ed podm\u00ednky. A k takov\u00fdm podm\u00ednk\u00e1m nesporn\u011b pat\u0159\u00ed i z\u00e1le\u017eitosti t\u00fdkaj\u00edc\u00ed se bydlen\u00ed. Jak je toti\u017e zcela pochopiteln\u00e9, nikdo nem\u016f\u017ee norm\u00e1ln\u011b na \u00farovni existovat, pokud nem\u00e1 kde hlavu slo\u017eit, kde \u017e\u00edt a za\u0159izovat si v\u0161e, co je k lidsk\u00e9 existenci pot\u0159eba. Kdo je bezdomovcem bez st\u0159echy nad hlavou, tomu se pochopiteln\u011b nevede a ani nikdy nepovede tak jako tomu, kdo m\u00e1 sv\u016fj byt nebo d\u016fm. Jen\u017ee nemovitost nespadne nikomu do kl\u00edna. V\u011bt\u0161inou si ji mus\u00edme koupit, p\u0159\u00edpadn\u011b sami postavit, nechceme-li doufat, \u017ee snad jednoho dne zd\u011bd\u00edme n\u011bco po p\u0159\u00edbuzn\u00fdch, a\u017e tito zem\u0159ou. A kdy\u017e se rozhodneme, \u017ee si postav\u00edme t\u0159eba vlastn\u00ed d\u016fm? Pak to m\u016f\u017eeme pochopiteln\u011b ud\u011blat. Sta\u010d\u00ed, kdy\u017e si vyb\u011bh\u00e1me v\u0161echna ta \u00fa\u0159edn\u00ed povolen\u00ed, kdy\u017e si se\u017eeneme a po\u0159\u00edd\u00edme n\u011bjakou tu vhodnou stavebn\u00ed parcelu, nakoup\u00edme stavebn\u00ed materi\u00e1l, zaplat\u00edme zedn\u00edky \u010di lidi dal\u0161\u00edch s t\u00edmto souvisej\u00edc\u00edch profes\u00ed\u2026 Ano, stavba je placen\u00ed a zase placen\u00ed, nic se na n\u00ed neodehr\u00e1v\u00e1 zadarmo. A jsou to velk\u00e9 \u010d\u00e1stky, o kter\u00fdch se tu bav\u00edme. Takov\u00e9, \u017ee je \u010dlov\u011bk nejednou nezvl\u00e1dne financovat hned a ze sv\u00e9ho. Aby tedy pen\u00edze byly a stavba se mohla rozb\u011bhnout a nakonec i \u00fasp\u011b\u0161n\u011b zavr\u0161it, mus\u00ed se tedy nejednou vz\u00edt p\u016fj\u010dka. A to t\u0159eba hypot\u00e9ka na stavbu domu nebankovnihypoteky.net.  Takov\u00e1 hypot\u00e9ka m\u016f\u017ee b\u00fdt dobrou a n\u011bkdy i tou jedinou volbou. Zat\u00edmco se toti\u017e u jin\u00fdch p\u016fj\u010dek vy\u017eaduje prokazov\u00e1n\u00ed dostate\u010dn\u00e9 \u017eadatelovy bonity, tedy schopnosti spl\u00e1cet, zp\u016fsobem, jak\u00fd ne ka\u017ed\u00fd z n\u00e1s ve sv\u00e9 situaci zvl\u00e1dne, u nebankovn\u00ed hypot\u00e9ky se d\u00e1 jenom n\u011bjak\u00e1 nemovitost do z\u00e1stavy, prok\u00e1\u017ee se schopnost spl\u00e1cet a je to. \u010clov\u011bk si tedy m\u016f\u017ee pen\u00edze p\u016fj\u010dit a klidn\u011b hned za\u010d\u00edt stav\u011bt. A potom, kdy\u017e \u017eije zase jako norm\u00e1ln\u00ed \u010dlov\u011bk, takovou p\u016fj\u010dku prost\u011b u\u017e jen splat\u00ed. A je to.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez pen\u011bz se nestav\u00ed","item":"https:\/\/www.leep.cz\/bez-penez-se-nestavi\/#breadcrumbitem"}]}]